Some of them prevail and remain in high demand, for example, Ethereum and XRP; whilst others fizzle out. So far, Ripple has seen success with its current business model; it remains one of the most enticing digital currencies among traditional financial institutions looking for ways to revolutionize cross-border payments. Latest Articles See All. Bitcoin Advantages and Disadvantages. The author has no position in any of the stocks mentioned. With so many different currencies available for purchase, how can you hope to make the right choice? Personal Finance.