Compare some other options in the table below. For example, credit card purchases may be processed instantly while bank transfers may take one to two business days to clear. Rather than having to deal with a centralised authority such as a bank to process transactions, bitcoin holders can transfer their coins directly to one another on a peer-to-peer network. A global cryptocurrency exchange that facilitates crypto to fiat transactions, where you can use EUR or USD to buy bitcoin and popular altcoins. Load a prepaid card with cash and then use it to buy bitcoin on a platform that accepts prepaid cards. HappyCoins is a Bitcoin exchange based in the Netherlands which services customers across Europe. Credit card Cryptocurrency.